BUSINESS PROPOSAL

Mr Desmond Khumalo
ADDRESS. 108 PRETORIUS STREET
SECOND FLOOR 1066 BUILDING
JOHANNEGBURG SOUTH AFRICA

DEAR Sir,Madam,

BUSINESS PROPOSAL

I am Mr Desmond Khumalo the director in charge of auditing and accounting
section of Amalgameted Bank of South Africa(ABSA)in Johannesburg in South
Africa with due respect and regard.I have decided to contact you on a business
transaction that will be very beneficial to both of us at the end of the
transaction.

During our investigation and auditing in this bank, my department came across
a very huge sum of money belonging to a deceased person(Arthur Morier Billings)
who died on a plane crash while he was on a trip to COTONOU, Benin friday
december 26, 2003 and the fund has been dormant in his account with this
Bank without any claim of the fund in our custody either from his family
or relation before and even after our discovery.

PLANE CRASH WEB SITE
http://www.cnn.com/2003/WORLD/africa/12/26/benin.crash/index.html

Although personally, I keep this information secret within myself and partner
to enable the whole plans and idea be Profitable and successful during the
time of execution. The said amount is US$ 15M (fifteen million United States
Dollars).

Meanwhile all the whole arrangement to put claim over this fund as the bonafide
next of kin to the deceased, get the required approval and transfer this
money to a foreign account has been put in place and directives and needed
information will be relayed to you as soon as you indicate your interest
and willingness to assist us and also benefit your self to this great business
opportunity. In fact I could have done this deal alone but because of my
position in this country as a civil servant, we are not allowed to operate
a foreign account and would eventually raise an eye brow on my side during
the time of transfer because I work in this bank.

This is the actual reason why it will require a second party or fellow who
will forward claims as the next of kin to the Bank and also present a foreign
account where he will need the money to be re-transferred into on his request
as it may be after due verification and clarification by the correspondent
branch of the bank where the whole money will be remitted from to your own
designation bank account. May I at this point emphasize that this transaction
is 100% risk free as I have made arrangements for a successful deal before
contacting you.

On smooth conclusion of this transaction, you will be entitled to 20% of
the total sum as gratification, while 5% will be set aside to take care of
expenses that may arise during the time of transfer and also telephone bills,
while 70% will be for me and my partners for investments overseas and the
remaining 5% will be dedicated to charity homes.

Please, you have been adviced to keep top secret as we are still in service
and intend to retire from service after we conclude this deal with you. I
will be monitoring the whole situation here in our bank until you confirm
the money in your account and ask us to come down to your country for subsequent
sharing of the fund according to percentages reviously indicated and further
investment, either in your country or any country you advice us to invest
in.

All other necessary information will be sent to you when I hear from you,on
your reply please do not forget to send me your privat phone and fax numbers
for easy communications.

Privat Email; desmond_khumalo1001@yahoo.co.uk

Thanks for your anticipated co-operation and my regards to your family.

Yours faithfully,
Mr Desmond Khumalo,


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